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Steven P Richards, Board Certified Bankruptcy Attorney

Bankruptcy attorney in Wilmington, NC
Reviews: 34 | Overal Rating: Excellect
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Wednesday 8AM–6PM
Thursday 8AM–6PM
Friday 8AM–6PM
Saturday 8AM–2PM
Sunday Closed
Monday 8AM–6PM
Tuesday 8AM–6PM

Reviews

Review Left On 02/27/2020
Melissa Cortes

He definitely deserves five stars. He makes you feel very comfortable and makes it a very easy process. I really enjoyed working with him! I would highly recommend him to anyone who is going through a bankruptcy. He has helped me and my family tremendously!
Review Left On 02/27/2020
Tara McMunn

Mr. Richards assisted my father with his bankruptcy back in 2016 and was wonderful to work with, he was very knowledgeable and always responsive. We ran into an issue with an outside business two years later and reached out to Mr. Richards to see if he could help. Right away he began working on it and went above and beyond to help resolve it. We were extremely impressed with him and would highly recommend him for anyone looking for a bankruptcy specialist.
Review Left On 02/27/2020
Addys Daddy

I understand what "You" the person or persons reading this right this minute are going through. At one point I had a credit score of 825. It may seem that Life does not get better right now but it does. You probably feel like this moment is rock bottom and that there is no proverbial light at the end of the tunnel. Maybe you lay in bed thinking you let yourself and family down. At this point, you might not be sleeping at all because of the stress, depression, anxiety, guilt, debt collector phone calls, working three jobs, mailed notices, looking up Bankruptcy and how it can affect your LIFE. That was me. I don't want you to feel like that. It is terrible and it never seems as if that weight will be gone. It is not healthy for you or your family & friends. It was a chain of unfortunate and fortunate events that led me to file Bankruptcy. A pothole in the middle of the road that was created from the edges of a manhole sewer cover blew out my two passenger side tires and ripped part of my rear bumper off. Estimated out of pocket repairs $1700.00. Boom maxed out that card. Repairs took about two weeks and I tried to get rides to work. Next I lost my job because I could not get to work. Had to use other cards to pay bills and supplement income. Found a job and maintained for a bit slowly putting off bills to pay others that I could not afford. Then I knew I was getting into trouble with debt and could not catch up. Had to move back to hometown and live with my family. I was on my way to getting out of debt. Two weeks later I got a phone call that has since changed my life for the best. "I'm Pregnant". At that instant I thought "What am I going to do?". I was in tears. No one having a child should feel like I did that day. She was not even born and I already felt like I let her down. The stress gave me constant headaches and nausea. It wasn't long after she was born my phone wouldn't stop ringing. I stopped paying credit card bills because my daughters needs came first. Credit Card companies Do Not Care about your LIFE. Next thing I know the Sheriff Deputy is serving me with lawsuit papers. One of the card companies filed a legal suit to make me pay back my bad debt. I had great intentions family first and all. But I owed people money. I did not know what would happen next. I looked online and found Steven Richards. No appointment I knocked on his door with this legal suit in my hand fighting back tears. He did not turn me away. There was no secretary telling me he was busy and he would e-mail or call me back. Mr. Richards answered his own door and could tell I was upset. He immediately brought me in asked questions and calmed me down. From there we setup a official consult. From start to finish he was personable, genuine, and always reached out to communicate. A very rare quality for someone in his line of work. Most Lawyers or Attorney's you do not see or hear from again once you pay them until your court date They get a Para-Legal to communicate with you if you are lucky. I never had that problem. Mr. Richards reached out on a regular basis asking how I felt about the process and if I called and left a message... HE CALLED ME BACK. Not a secretary or Paralegal but Steven P Richards himself. On the day of my Bankruptcy court date he was there sitting next me. He even knew who I was in the courtroom without having to yell my name pretending he knew me. When it comes to filing Bankruptcy, have someone that treats you like a person and not just a number. You have already been through a lot. Having someone to help you through this and genuinely care about your well being is something you need. If you need help talk to him. Don't let the stress kill you because it will. Sometimes you gotta hang pride up at the door. Words can't describe the feeling you get when your phone is not ringing a 100 times a day. Buying your kid toys and not having to worry about your lights turning off is priceless. Don't let someone who just took your card over the phone or the internet who you never met for legal service have a hand in your life.
Review Left On 02/27/2020
S Toole

He helps eliminate the fear and anxiety of filing for bankruptcy. A very knowledgeable and professional attorney in addition to he and his wife being upstanding individuals. He takes care to explain everything so that you understand what needs to be accomplished. He successfully guides you through this trying time in your life and readily answers any questions you may have. He is prompt in returning calls and meeting deadlines of the process. I highly recommend Steven to anyone who may be researching for a bankruptcy attorney to represent them.
Review Left On 02/27/2020
Dawn King

I would recommend Steven P Richards to anyone looking for a fresh start and needing help with a bankruptcy. I felt very comfortable and respected with every meeting and phone contact.
Review Left On 02/27/2020
Bruce Ketcham

Mr. Richards did an outstanding job representing my family and I in our case. He was professional in every way and not judgmental in our situation. He returned phone calls and emails in a timely manner. Mr. Richards explained complicated terms in a user friendly way that was not condescending. I highly recommend Mr. Richards.
Review Left On 02/27/2020
KATRINA BONSIGNORE

Stephen Richards law offices has been a blessing to my husband and I. We will like to thank you and your staff for seeing us through our Bankruptcy. If anyone is in need of a bankruptcy lawyer. I truly recommend Mr. Stephen Richards .

Thank you so much ,

James and Katrina
Review Left On 02/27/2020
Townsend Link

Steven has been a God send to us. Representing us with the utmost professionalism, he has helped us through a tough time in our lives. He is always extremely responsive to calls, very thorough in explaining things, and is always willing to help with absolutely anything. After dealing with him I see other attorneys with commercials that I laugh at. Steven does not gain clients by catchy sales pitches, cheesy commercials, or strategic advertising. His reputation carries via word of mouth and is bar none. I would HIGHLY recommend Steven over anyone out there. Because of him my family is better off than we have ever been and are excited with this new opportunity to lead a successful and financially stable life.
Review Left On 02/27/2020
Pat Mcleod

I was overwhelmed with my financial situation and did not know where to turn. A friend told me about this attorney that helped her. I put off calling him at first, feeling ashamed and embarrassed. When we finally met, Steven made me feel at ease, and like a regular person just going through a tough time. Steven helped me through every step of the process and with hard work, I finally have my life back.if you have any questions or concerns about bankruptcy, please give him a call. Sometimes we just need a little help getting back on track! Steven can help!
Review Left On 02/27/2020
C P

A super experience that really made this easy! Mr. Richards helped us every step of the way!!
Review Left On 02/27/2020
Omar Washington

Mr. Richards helped me through a troubling time financially with compassion and understanding. There was ZERO judgement and im in a better place financially due to his expertise.
Review Left On 02/27/2020
John Lavelle

Consummate professional. Clearly explained the process; what to do, what to expect. Any questions or concerns were answered promptly and clearly. An absolute pleasure to work with him in a difficult, stressful situation. I would recommend Mr. Richards to anyone experiencing financial disaster.
Review Left On 02/27/2020
Kristen Diehl

Steven P Richards makes a difficult process very easy and manageable. He was extremely thorough and easy to work with. He is knowledgeable and will not lead you astray. He was truly a blessing during a challenging time. I would recommend him to any of my friends and family if they ever found themselves in such a situation. Steven is laid back and will make you feel at ease and guide you through the process so that you will not have a single thing to worry about.
Review Left On 02/26/2020
Karen Parker

Steven is so kind, and walked me through the process with grace. I didn't feel I sacrificed my dignity in a very difficult and emotionally taxing decision. He has been available to answer questions, explain the details and ensure understanding every step of the way. I highly recommend contacting Steve Richards if you have any questions in regards to filing Chapter 13 or 7 bankruptcy.
Review Left On 02/13/2020
Stephanie Cobb

Had a great experience with our attorney, he made everything very easy for us. Steven explained things in detail and helped us get our life back. We moved to another state and still had no problems with communication. We highly recommend him as an attorney for any bankruptcy needs.
Review Left On 02/13/2020
Stuart Welch

I originally drove to Wilmington from out of town to use Steven as my representation and am glad I did. There were a couple long term issues with my case that he handled in an extremely proficient manner. Bankruptcy can be a scary thing, but I ended up saving several thousand dollars with my case due a specific strategy he implemented. Highly recommended.
Review Left On 09/27/2019
John Scott

Steven couldn't have been more professional or made the process easier. He NEVER made us feel like less of a person because of our circumstances and was incredibly helpful and quick to respond throughout the entire process. We would highly recommend him to anyone.
Review Left On 04/27/2019
Conrad Naef

Steven is an amazingly competent professional in his field. My wife and I could not be happier with his firm. His wife Morgan is also a jewel to work with.

He's very good at navigating complex situations to the benefit of his clients. I wouldn't hesitate to recommend him to anybody who has needs of bankruptcy services.. this is an intensely personal situation, and Steven has the skills to give you hope as well as resolve the situation..

Please don't hesitate to reach out to him and his team.
Review Left On 03/27/2019
Bobby Taylor

Attorney Richards was a great help to my Wife and I when we wanted to learn more about how bankruptcy might resolve our debt problems. His knowledge of the applicable laws and how they best worked in our favor was very impressive. Banckruptcy is a hard decision to make but Attorney Richards guidance will help you decide if it's the answer to your financial problems. If you are looking for a knowledgeable Bankruptcy Attorney who is willing to put your best interest ahead of his own personal gain then Steven Richards is your man! Don't wait! Call him today! You will be glad you did!
Review Left On 02/27/2018
America Rules

After 5 years of caring for an elderly parent, making sure he was given the best care, then within 6 months, my partners parent came to live with us. I found that I had severely over extended myself and was just basically paying monthly bills to stay above water. Closing a side business due to the economy, left my partner with no income. After many nights worrying about how I would pull through this situation, I decided to just talk to an attorney. I just looked online and found Mr. Stevens. After meeting with him he gave me my options and help guide me as to what I should do. I honestly felt lower than the sand on the bottom of the ocean. I had always prided myself in maintaining a good credit score and now I was like a bum on the street. During our meetings Mr. Stevens would tell me, it happens to lots of people and not to be so hard on myself. I will say he and his wife were the most professional individuals that I have ever dealt with. We filed for Bankruptcy and my life seemed to ease up in the financial department. During these months of my bankruptcy, any questions that I have had, he has answered very quickly and in a few cases called to get a clear understanding as to what I wanted to do. He has helped me get a replacement vehicle and eventually we sold my home so I could relocate to another part of the state. I would recommend him for any bankruptcy questions or bankruptcy work you may need to have done. He has been a HUGE help to get my situation cleared up and even a support system though he don't know it. Thank you Mr. Stevens and may god bless you and your family.
Review Left On 02/27/2018
Allen Milligan

Having to flie bankruptcy was a part of my life that I wasn't sure of doing. But when I came to realize that it was something that I had to do. Steven P. Richards talk and guide me through the process. He is very knowledgeable and very professional and to add passionate about what he do. I recommend anyone that is in a place in their life where they need to go down that road. Steven P. Richards is the way to go. Thanks again Steven for your help and best guidance you giving me during my case!.
Review Left On 02/27/2018
Matthew Sarkela

Stephen is the best in the business. He will be there for you from the beginning to the end.
Review Left On 02/27/2018
Irene Menendez

When my husband and I walked into Steven Richards office we were feeling very uncomfortable because of our situation. We worked for 42 years then the unexpected a massive lay off. We never dreamt that we would be in this position. Steven put us at ease immediately. When he said to us listen there is no shame," bad things happen to good people". Those words made such a difference. I found the process less painful because of the professionalism and caring way. He put us at ease. He answered all of our questions, spent as much time as needed with us, answered every phone call but most of all helped us get our lives back. I would recommend Steven P Richards to all my family and friends if they were ever in the same situation which of cause I hope never happens but hey we thought it would never happen to us. Just never know what life will throw your way. Thank you Steven we got our lives back. We made our last payment Jan 1, 2018. YEA...He even called us and congratulated us for closing our case.
Review Left On 02/27/2018
Val Inman

Thank you so much! When I came to you for assistance I was desperate for relief. You took time to understand my concerns and made me feel comfortable during the process. I would recommend you to anyone that needed help with financial matters and needed guidance without feeling like they had committed a crime. You did everything in a timely manner and I never even got a call from any of my debtors. I am ever so grateful to have found you and Thank you from the bottom of my heart.
Review Left On 02/27/2018
Stacey Jernigan

Mr. Richards did An amazing job walking me through this scary process. He explained it all from start to finish and was very responsive to my calls and emails. I would definite recommend him!
Review Left On 02/27/2018
John Martin

I was referred to Steven by another attorney/friend of mine and I'll be the first to say that my experience with him and his office has been better than I would have ever expected. Courteous, empathetic and professional every step of the way. Strongly recommend.
Review Left On 02/27/2018
Chris Kahlson

Steven Richards is the very best in the business.
Review Left On 02/27/2018
M. Mack

Thoughtful, kind.. treated us in a respectful and understanding way...guided us through the entire process and we felt he was a support and partner rather tan our attorney. Can't say enough positive things...he is also former military which meant a lot to us. He demonstrated integrity, honesty, and commitment for our good.
Review Left On 02/27/2018
Melinda Smith

Mr. Richards should definitely be your choice when filing bankruptcy! After sitting through the bankruptcy proceedings, I can definitely tell you be careful who you select, the time to realize you picked the wrong attorney is before you get to your hearing. Unlike some law firms who use paralegals to handle your case, you can sleep better knowing that you have a licensed attorney instead of a paralegal and the attorney SPECIALIZES in bankruptcy. Mr. Richards is extremely knowledgeable and works to get you through bankruptcy as quick and cheap as allowable. I had several questions and changes and he was helpful and kind each time. His wife also works in the office with him and they are a great team! During the proceedings, some attorneys barely knew their clients it seemed and their proceedings were considerably longer. Although Mr. Richards had the most clients there, all of his clients breezed through the hearing quickly, you could tell he was prepared and had handled everything with the trustee that was needed prior to the hearing. Prior to coming to Mr. Richards, I had discussed bankruptcy at another office and I was dealing with a paralegal, a lot of the information I was told was incorrect. I am glad I waited and filed with Mr. Richards as my attorney
Review Left On 02/27/2018
Michael Gillespie

Excellent attorney
Review Left On 02/27/2018
Hope Benton

I would highly recommend Steven Richards. He and his wife are professional, knowledgeable, and go the extra mile to help you. They are even there for you after your case has been resolved. I will continue to make referrals to them. They are very nice, approachable and listen to your case. Couldn't ask for better service!
Review Left On 02/27/2018
Corey Weaver

I would like to say truthfully that Mr. Steven Richards was more than my wife and i could have imagined. He handled our bankruptcy in a professional and expedient manner. He made sure we had a clear and concise understanding of the overall process and we must say it was fluent and concise. We would highly recommend Mr. Richards and my wife and i really don't write reviews but he deserves this one.
Review Left On 02/27/2018
Terri Benton

Steven goes above and beyond to make a difficult situation (bankruptcy) so much easier. He's always accessible, easy to talk to, and everything he does he does in the best interest of his clients. I would highly recommend him for anyone needing a bankruptcy attorney.
Review Left On 02/27/2016
Tyler Space

I don't know what I would have done without Steven helping me. I felt like the weight of the world was on me. Steven has helped me rebuild my life and I couldn't be happier. Best lawyer in Wilmington!

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