I qualified for a Chapter 13. I recommend you find out about a Chapter 7 and Chapter 13, in order to review the possibility of getting rid of your 2nd mortgage.

i was so nervous about this process being 51 at the time and never filing BK before. Susan assured me it was not going to be a problem. i had way more questions and stress than i am sure most clients come with but she just walked me thru everything more than once. When it came to the court time she just breezed through the process and everything was discharged no questions no grief done and out the door.

Tom B

Bankruptcy Attorney Susan Salehi Santa Barbara handled my case with professional skill and I am very satisfied with the results. I received exact answers to my questions and all paths to a new financial life were explored fully with all options discussed in detail. My life was destroyed when I scheduled an initial bankruptcy consultation with Susan Salehi. My Chapter 7 bankruptcy case later sailed through discharge due to great legal planning and execution. I understood the process and we had no surprises or issues. The cost was half of what the larger firms quoted for the same amount of work.

Having attorney Susan Salehi handle my bankruptcy was the best decision I made after running up much more debt than I was able to repay under my current income. Not only did the attorney complete the case promptly, professionally and properly it was a pleasure to work with Susan. I plan to use her for other legal matters as needed. I have recommended 2 other people with the same positive results.